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 518-373-4111

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  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
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    • Flexible Spending Account (FSA)
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    • Health Reimbursement Arrangements (HRA)
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    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
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Protecting Your Business from Liability: 6 Key Insurance Policies to Consider

Protecting Your Business from Liability: 6 Key Insurance Policies to Consider

by Sarah Dwyer | Mar 13, 2025 | Commercial Insurance

Every business is distinct, facing its own set of risks. That’s why insurers offer an array of policies, tailored to your specific needs based on factors like size, industry, and location. Consider these essential business insurance options to protect your...
Different Insurance Policies for Your Small Business

Different Insurance Policies for Your Small Business

by Sarah Dwyer | Dec 23, 2024 | Commercial Insurance

With so many different types of insurance, it can be overwhelming to determine what type is best for your small business. Understanding the following five insurance policies can help your business make decisions to protect employees and the business’s bottom line...
Workers’ Compensation: A Shield for Your Restaurant

Workers’ Compensation: A Shield for Your Restaurant

by Sarah Dwyer | Dec 19, 2024 | Commercial Insurance

Running a restaurant is a demanding venture. The fast-paced environment, coupled with the inherent risks of food service, can expose your employees to potential injuries. According to AmTrust’s 2024 Restaurant Risk Report, cuts remain the most common type of...
Pay-As-You-Go Workers’ Comp: Game Changer for Small Businesses

Pay-As-You-Go Workers’ Comp: Game Changer for Small Businesses

by Eric Straus | Aug 16, 2023 | Commercial Insurance

Over the past few years, a growing number of states, including New York, have embraced pay-as-you-go (PAYGO) workers’ compensation insurance solutions tailored to businesses. This innovative premium payment method presents small businesses with enhanced cash flow...
7 Tips to Reduce Small Business Workers’ Comp Premiums

7 Tips to Reduce Small Business Workers’ Comp Premiums

by Trevor Sparks | Aug 8, 2023 | Commercial Insurance

For small businesses, managing operational costs is crucial to ensuring sustainability and profitability. One major expense that impacts many small businesses is workers’ compensation premiums. Workers’ compensation insurance is required in New York State...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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