Voluntary Benefits

What are voluntary benefits?

Sometimes called “supplemental insurance,” these benefits enhance your employees’ medical insurance to help prepare them for life’s unexpected challenges.

Paid directly to the employee, they can be used for things major medical and other insurance may not cover, such as lost wages, out-of-pocket expenses, and household bills.

Policies available include:

  • Accident Insurance
  • Cancer Insurance
  • Critical Illness Insurance
  • Dental Insurance
  • Disability Insurance
  • Hospital Indemnity Insurance
  • Life Insurance

Whether planning for retirement, growing their families, or saving for college, they know an injury or illness won’t derail their dreams. All at no cost to you.

Why should you offer voluntary benefits?

Voluntary benefits can help protect your employees and your business against the unexpected. They can be used to meet a diverse range of needs.

For your organization, voluntary benefits can:

Save money

  • Policies can be 100% employee-paid (or offered as a shared expense)
  • Create tax savings
  • Enable more affordable health plans (can help employees pay the upfront costs of high deductibles, co-insurance, and other out-of-pocket costly medical procedures)

Expand your benefits plan

  • Strengthen your offerings
  • Provide choice and flexibility

Help recruit and retain top talent

  • Offer personalized benefits plan
  • Valuable coverage at affordable rates
  • Shows support for your employees’ overall well-being and their futures

Drive employee productivity

  • Financial security reduces stress and improves employee focus
  • Offering insurance coverage for employee health needs reduces absenteeism and promotes faster recovery

For your employees, voluntary benefits:

  • Create confidence in the benefits being provided through expert advice and educational resources
  • Provide flexible benefits options to fit their needs
  • Fill gaps in major medical benefits to help cushion the financial impact of out-of-pocket expenses
  • Offer valuable protection at affordable rates

Many employees like that benefits such as disability, accident, and hospital are paid directly to them, so they can use them where needed.

Voluntary benefits can be customized for the specific needs of your organization and employees, catering to certain vocations, stages of life, locations, and lifestyles.

Why GTM Insurance for your voluntary benefits?

Service at every step

With voluntary benefits through the GTM Insurance Agency, we make account setup, enrollment, billing, and claims as easy as possible.

Personalized benefits counseling

Benefits counselors can meet with your employees individually to create a personalized benefits solution that fits their needs now and in the future.

Convenient benefits enrollment options

Enrollment options that can be adapted to job site conditions and workers’ needs. Options include in-person, virtual, over-the-phone, group meetings, and online self-service.

A trusted partnership

As your business and employees’ needs change, we ensure that our support changes and adapts, too.

 

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