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 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
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Hit the Road (or Water) Safely: Your Guide to Insuring Summer Fun

Hit the Road (or Water) Safely: Your Guide to Insuring Summer Fun

by Sarah Dwyer | Jul 3, 2025 | Personal Insurance

As the temperature rises, many of us dream of adventures on the open road or shimmering water. Whether your passion is cruising on a motorcycle, exploring national parks in an RV, or navigating lakes in a boat, these “summer toys” offer freedom and...
Don’t Let Summer Rain Wash Away Your Peace of Mind: The Essential Role of Flood Insurance

Don’t Let Summer Rain Wash Away Your Peace of Mind: The Essential Role of Flood Insurance

by Sarah Dwyer | Jun 26, 2025 | Personal Insurance

Summer means sunshine, outdoor activities, and a more relaxed way of living. But while we’re enjoying the warm weather, it’s crucial not to overlook a less pleasant, but very real, summer threat: flooding. Many people mistakenly believe that flood risk is...
The Difference Between Whole Life and Term Life Insurance

The Difference Between Whole Life and Term Life Insurance

by Sarah Dwyer | May 7, 2025 | Personal Insurance

Choosing life insurance is a significant decision, and understanding the fundamental differences between whole life and term life policies is crucial for making the right choice for your needs. Both offer financial protection for your loved ones, but they work...
Why Documenting Your Personal Belongings is Crucial

Why Documenting Your Personal Belongings is Crucial

by Sarah Dwyer | Apr 30, 2025 | Personal Insurance

Life is full of moments, memories, and the tangible items that represent them. From cherished family heirlooms to everyday essentials, our personal belongings hold significant value, both sentimental and financial. But what happens when the unexpected occurs – a fire,...
Insurance Coverage Vs. Value: Know the Difference

Insurance Coverage Vs. Value: Know the Difference

by Sarah Dwyer | Mar 18, 2025 | Personal Insurance

https://gtminsuranceagency.com/wp-content/uploads/2025/03/The-Hidden-Gap-in-Your-Home-Insurance-Coverage.mp4 In this blog we are discussing a crucial concept for homeowners: the difference between insurance coverage and the actual value of your home. Let’s break...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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