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 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
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4 Smart Strategies to Keep Your Workers’ Compensation Rates Low

4 Smart Strategies to Keep Your Workers’ Compensation Rates Low

by Sarah Dwyer | Oct 1, 2025 | Commercial Insurance

Managing workers’ compensation insurance is a critical but often frustrating task for any business owner. It’s an essential (and often required) layer of protection for your employees and your company, but the premiums can be a major expense, especially if...
Huge Increase Expected for 2026 Health Insurance Costs

Huge Increase Expected for 2026 Health Insurance Costs

by Sarah Dwyer | Sep 18, 2025 | Employee Benefits

A new report from Mercer projects that the total health benefit cost per employee is expected to rise 6.5% on average in 2026, marking the highest increase since 2010. To put it in perspective, Mercer reported that the past decade normally increased 3% annually. If...
Why Mental Health Benefits Are Now a Must-Have for Employers

Why Mental Health Benefits Are Now a Must-Have for Employers

by Sarah Dwyer | Sep 16, 2025 | Employee Benefits

Employee benefits have evolved far beyond the basics like health and dental. Modern employees, particularly younger generations, are seeking employers who demonstrate a commitment to their overall well-being. Offering comprehensive mental health benefits is a powerful...
GTM Adds PEO Offering To Help Small And Mid-Sized Businesses Reduce Costs, Increase Productivity, And Improve Employee Engagement

GTM Adds PEO Offering To Help Small And Mid-Sized Businesses Reduce Costs, Increase Productivity, And Improve Employee Engagement

by Sarah Dwyer | Sep 15, 2025 | Employee Benefits

Contact: Marketing Dept. [email protected] (518) 373-4111 CLIFTON PARK, NY – September 9, 2025 – GTM Payroll Services (GTM), a Capital Region leader in payroll,  human resources, insurance, and employee benefit solutions, today announced the launch of its Professional...
Key Year-End Disclosure Deadlines for Group Health Plans

Key Year-End Disclosure Deadlines for Group Health Plans

by Sarah Dwyer | Sep 11, 2025 | Employee Benefits

As the end of the calendar year approaches, employers that sponsor group health plans must ensure timely compliance with several federal reporting and disclosure requirements. These obligations, mandated under various federal laws, including the Employee Retirement...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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