• Follow
  • Follow
  • Follow
  • Follow

 518-373-4111

Client Login | Make a Claim

GTM-Insurance-Logo
  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
    • Homeowners Insurance
    • Automobile & RV Insurance
  • Specialty Programs
    • Administrative Service Offering (ASO)
    • Professional Employer Organization (PEO)
    • Household Employers
    • Nanny Agencies
  • About Us
    • About Our Agency
    • Leadership Team
    • Our Carriers
    • Data Security
    • Benefits of Using an Independent Agency
    • Frequently Asked Questions
    • Careers
    • Contact Us
  • Blog
  • Get a Quote
GTM-Insurance-Logo

 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
    • Homeowners Insurance
    • Automobile & RV Insurance
  • Specialty Programs
    • Administrative Service Offering (ASO)
    • Professional Employer Organization (PEO)
    • Household Employers
    • Nanny Agencies
  • About Us
    • About Our Agency
    • Leadership Team
    • Our Carriers
    • Data Security
    • Benefits of Using an Independent Agency
    • Frequently Asked Questions
    • Careers
    • Contact Us
  • Blog
  • Get a Quote
Life Insurance and Mortgages: Securing Your Home for the Next Generation

Life Insurance and Mortgages: Securing Your Home for the Next Generation

by Sarah Dwyer | Oct 30, 2025 | Personal Insurance

For many families, a home is their single largest asset and the cornerstone of their financial life. But that cornerstone often comes with a liability: the mortgage. If the unexpected happens, the financial burden of the mortgage can turn a family home into a...
How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

by Sarah Dwyer | Oct 17, 2025 | Personal Insurance

The question of whether to “bundle” insurance policies is one of the most common decisions homeowners and drivers face.  Combining your homeowner’s (or renter’s) insurance with your auto policy is the most familiar piece of advice you’ll hear...
Why Documenting Your Personal Belongings is Crucial

Why Documenting Your Personal Belongings is Crucial

by Sarah Dwyer | Apr 30, 2025 | Personal Insurance

Life is full of moments, memories, and the tangible items that represent them. From cherished family heirlooms to everyday essentials, our personal belongings hold significant value, both sentimental and financial. But what happens when the unexpected occurs – a fire,...
Insurance Coverage Vs. Value: Know the Difference

Insurance Coverage Vs. Value: Know the Difference

by Sarah Dwyer | Mar 18, 2025 | Personal Insurance

https://gtminsuranceagency.com/wp-content/uploads/2025/03/The-Hidden-Gap-in-Your-Home-Insurance-Coverage.mp4 In this blog we are discussing a crucial concept for homeowners: the difference between insurance coverage and the actual value of your home. Let’s break...
Behind the Rise in Home and Auto Insurance Costs

Behind the Rise in Home and Auto Insurance Costs

by Eric Straus | May 30, 2024 | Commercial Insurance, Personal Insurance

Recently, homeowners and drivers have noticed a significant uptick in their insurance premiums. This trend is not isolated to any one region but is rather a widespread phenomenon affecting millions of consumers, with multiple factors contributing to the rising costs...

Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

GTM Insurance Agency

7 Executive Park Drive
Clifton Park, NY 12065

Business Hours
8:30 am – 5 pm ET
Monday-Friday

What We Offer

Personal Insurance
Business Insurance
Employee Benefits

Clients

Client Login
Claims & Payments

Contact Us

Call: 518-373-4111
Schedule a Call
Live Chat
Send Us an Inquiry
Get a Quote

  • Follow
  • Follow
  • Follow
  • Follow

GTM Sites: Corporate Home | Household Payroll | Business Payroll & HR | Insurance

About GTM Insurance | Privacy Statement | Terms of Use | Copyright © 2023-2025 GTM Insurance Agency LLC. All Rights Reserved.