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 518-373-4111

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  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
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    • Workers’ Compensation
  • Employee Benefits
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Workers’ Compensation: A Shield for Your Restaurant

Workers’ Compensation: A Shield for Your Restaurant

by Sarah Dwyer | Dec 19, 2024 | Commercial Insurance

Running a restaurant is a demanding venture. The fast-paced environment, coupled with the inherent risks of food service, can expose your employees to potential injuries. According to AmTrust’s 2024 Restaurant Risk Report, cuts remain the most common type of...
Is Umbrella Insurance Right for Your Business?

Is Umbrella Insurance Right for Your Business?

by Sarah Dwyer | Dec 12, 2024 | Commercial Insurance

An umbrella policy is a safety net, providing crucial liability coverage beyond your primary insurance. It safeguards your assets from costly lawsuits and damages that exceed the limit of your standard primary insurance. Every business – regardless of size or...
How to Recognize and Prevent Employee Fraud

How to Recognize and Prevent Employee Fraud

by Sarah Dwyer | Dec 11, 2024 | Commercial Insurance

Employee fraud is when an employee knowingly lies to, steals from, or deceives their employer to make personal gains. According to the National Federation of Independent Business, this type of fraud occurs in approximately two-thirds of U.S. small businesses. In fact,...
Behind the Rise in Home and Auto Insurance Costs

Behind the Rise in Home and Auto Insurance Costs

by Eric Straus | May 30, 2024 | Commercial Insurance, Personal Insurance

Recently, homeowners and drivers have noticed a significant uptick in their insurance premiums. This trend is not isolated to any one region but is rather a widespread phenomenon affecting millions of consumers, with multiple factors contributing to the rising costs...
Workers’ Comp Employer Penalties in New York

Workers’ Comp Employer Penalties in New York

by Eric Straus | May 13, 2024 | Commercial Insurance

Workers’ compensation is a system of no-fault insurance that provides medical benefits and compensation for lost wages and permanent physical impairments to employees who sustain work-related injuries. Workers’ comp coverage is mandatory for most New York State...
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Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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