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 518-373-4111

Client Login | Make a Claim

  • Business
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial Property Insurance
    • Cyber/Data Breach Liability
    • Disability Insurance
    • Employee Dishonesty Insurance
    • Employment Practice Liability Insurance
    • General Liability Insurance
    • Paid Family Leave (PFL)
    • Surety Bonds
    • Workers’ Compensation
  • Employee Benefits
    • Small Business Health Insurance
    • Dental Insurance
    • Flexible Spending Account (FSA)
    • Health Insurance
    • Health Reimbursement Arrangements (HRA)
    • Individual Coverage HRA (ICHRA)
    • Life Insurance
    • Qualified Small Employer HRA (QSEHRA)
    • Transportation & Commuter Benefits
    • Vision Insurance
    • Voluntary Benefits
  • Personal
    • High Net Worth Insurance
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How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

How Much Does Combining Home & Auto Really Save, and When Does It Make Sense to Split Policies?

by Sarah Dwyer | Oct 17, 2025 | Personal Insurance

The question of whether to “bundle” insurance policies is one of the most common decisions homeowners and drivers face.  Combining your homeowner’s (or renter’s) insurance with your auto policy is the most familiar piece of advice you’ll hear...
Is “Full Coverage” a Myth? What Your Auto Policy Really Covers After a Collision

Is “Full Coverage” a Myth? What Your Auto Policy Really Covers After a Collision

by Sarah Dwyer | Oct 9, 2025 | Personal Insurance

When looking for car insurance in the past, you might have thought, “I just want full coverage.” It’s an understandable request. You want peace of mind, protection from risk, and the assurance that you won’t be financially ruined by an accident....
Behind the Rise in Home and Auto Insurance Costs

Behind the Rise in Home and Auto Insurance Costs

by Eric Straus | May 30, 2024 | Commercial Insurance, Personal Insurance

Recently, homeowners and drivers have noticed a significant uptick in their insurance premiums. This trend is not isolated to any one region but is rather a widespread phenomenon affecting millions of consumers, with multiple factors contributing to the rising costs...

Tax and legal updates or any other information posted on the GTM Insurance Agency website and/or social media is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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