Case Study – My Loving Nanny

“GTM is the best insurance option for nanny agencies.”

Background

My Loving Nanny has been placing professional nannies since 2014. They began serving families throughout the Greater Seattle and Spokane areas of Washington State, and have since expanded to Austin, Texas. In August of 2025, the agency’s insurance carrier increased their rates significantly, and they could not find the right policies at an affordable rate elsewhere. Rebekah Rivisto, owner of the agency, received a non-renewal notice from her carrier, and without being able to find affordable insurance coverage, had to shut down the agency until October, when GTM Insurance Agency was able to secure coverage for her business.

Finding a Solution

My Loving Nanny needed an insurance broker that:

  • Understood the business model of a nanny agency
  • Could offer business policies at an affordable rate
  • Could provide specific policies that other brokers would not

A Better Way: Coverage from GTM Insurance Agency

GTM Insurance Agency met My Loving Nanny’s needs and more.

Rebekah needed general liability, professional liability, and sexual abuse and molestation (SAM) insurance coverages. She found it very difficult to secure a SAM policy from other brokers.

The Solution

In September of 2025, Rebekah reached out to the GTM Insurance Agency after hearing about them through a national child care provider. After reaching out to the agency, she received a quote for the three policies she needed for about one-third the cost of what other brokers had quoted.

“I heard that GTM had a specialty insurance program for nanny agencies,” says Rebekah. “I was so grateful to get a quote that I could afford, which meant I could re-open my agency.”

A specialized program for placement agencies

Nanny agencies are in a special position among employers. Not only do they employ their own staff, but they also place and can employ workers hired by families to work in the home on a temporary or permanent basis. They play an integral role in the household employment industry for families and their employees.

Some agency business models may be scrutinized — and even refused coverage — by their insurance provider if they employ temporary and interim care workers. Other local insurance firms may not understand the needs of a placement agency and will treat it as a typical business, which may leave the agency at risk and without proper coverage.

That’s why the GTM Insurance Agency developed a specialty program for nanny agencies.

“I had to tell families I couldn’t place nannies with them, and my small staff nearly lost their jobs,” Rebekah says. “Partnering with GTM has felt like a miracle – they are the best insurance option for agencies.”

Exceptional service and support

Because the GTM Insurance Agency team understands the nanny agency business model, they are able to provide the customized policies that agencies need.

“I heard from other agencies in Facebook groups that they were having similar insurance coverage issues,” says Rebekah. “GTM has become our knight in shining armor and put a spring back in our step.”

Conclusion

With GTM, My Loving Nanny received an assessment of their agency’s needs and a program designed around their number of employees, business structure, and other critical factors.

GTM partners with top national carriers and shopped policies to find the best coverage at the most competitive price.

My staff and my nannies are so grateful to be able to continue serving our families,says Rebekah.I am thankful that I was able to depend on GTM!

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